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Nov 19, 2020

Why and when do we have to talk about race? Why might we want to? Why is it so hard?

Listen in on a conversation between two friends, Justin who is black and Linda who is white, about why it is so hard to talk about race and how to do it anyway.

 

Resources:

workmeaningful.com

7 Mini-Episode Everyday Diversity Series:


Nov 12, 2020

Forbearance is a true test for the puzzle-makers among us. Done wrong, you will set your borrower and your bank up for disappointment. Forbearance done right requires:

  1. Educating your borrowers on forbearance

  2. The role of 'Sources and Uses of Funds' to select a reasonable restructure

  3. How an unreasonable forbearance...


Nov 5, 2020

How do we decide restructure is the best option, or even a viable option, to keep the relationship and protect our loan portfolio?

 

  • Consider capital position, liquidity, and current liabilities

  • Understand what the borrowers are facing such as supply chain issues

  • Re-balance the long-term liabilities when they...