Nov 19, 2020
Why and when do we have to talk about race? Why might we want to? Why is it so hard?
Listen in on a conversation between two friends, Justin who is black and Linda who is white, about why it is so hard to talk about race and how to do it anyway.
Nov 12, 2020
Forbearance is a true test for the puzzle-makers among us. Done wrong, you will set your borrower and your bank up for disappointment. Forbearance done right requires:
Educating your borrowers on forbearance
The role of 'Sources and Uses of Funds' to select a reasonable restructure
How an unreasonable forbearance...
Nov 5, 2020
How do we decide restructure is the best option, or even a viable option, to keep the relationship and protect our loan portfolio?
Consider capital position, liquidity, and current liabilities
Understand what the borrowers are facing such as supply chain issues
Re-balance the long-term liabilities when they...